Balance Transfer Info

Our site can help you find the best deals on credit cards, no matter what your considerations might be in choosing one. Click on a credit card category on our navigation bar on the left and you will be able to compare current APRs, balance transfer rates, fees, and more—all in one place. After you compared the cards in our selection, you are just a click away from applying for that card. At Balance Transfer Info we DO the work to let you evaluate a wide range of today's best credit cards, right from the convenience of your home or your office.

Blue from American Express®

0% APR for up to 12 months - Get Blue from American Express®

Summary:

APR for Balance Transfers: 2.99% (for 12 Months)
Ongoing APR: As low as Prime + 6.99% (Currently 10.24%)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:

• 0% APR on purchases for up to 12 months
• No Annual Fee
• Low Balance Transfer APR — 2.99% Fixed APR for 12 months
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds.

More info           Apply

First PREMIER® Bank MasterCard® Card

Apply for a Credit Card with Less than Perfect Credit!

Summary:

Ongoing APR: Low APR on purchases*
Late Fee: See website
Overlimit Fee: See website
Grace Period: 25 Days*
Total Initial Charge: See website
Credit Line: See website
Annual Fee: See website
Monthly Fee: See website

    Features:

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• Over 3 million credit cardholders
• Apply today for a MasterCard® card!
  
  *See web site for details.

More info           Apply

Capital One® No Hassle Miles^SM Rewards - Good Credit

Earn miles 25% faster than with regular miles cards!

Summary:

APR for Balance Transfers: Variable 13.90%
Ongoing APR: Variable 13.90%
Intro APR for Purchases: 0.00% (for — until October 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$15,000*
Annual Fee: None

    Features:

• Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
• There's no limit to the miles you can earn and your miles won't expire
• There are no blackout dates and no seat restrictions
• Save with a 0% intro APR on purchases until October 2009
• No annual fee
  
  *See website for Disclosures.

More info           Apply

Capital One® Standard Platinum

Great choice if you carry a balance short-term.

Summary:

APR for Balance Transfers: Variable 19.80%
Ongoing APR: Variable 19.80%
Intro APR for Purchases: 0.00% (for — until June 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Annual Fee: None

    Features:

• Buy what you've been dreaming of and pay no interest until June 2009 on purchases
• Save with no annual fee
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at
• Capital One® Saving Zone^SM on Yahoo! Shopping
• Know you are protected with $0 fraud liability if your card is ever lost or stolen
  
  *See website for Disclosures.

More info           Apply

Capital One® No Hassle Cash^SM Rewards - Average Credit

A Cash Back card for people New to Credit.

Summary:

APR for Balance Transfers: Variable 16.90%
Ongoing APR: Variable 16.9%
Intro APR for Purchases: 0.00% (for — until June 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Annual Fee: $29.00

    Features:

• Get a 25% annual bonus on the cash you earn during the year*
• 1% cash back on every purchase
• Buy what you've been dreaming of and pay no interest until June 2009
• There's no limit to the cash back you can earn, and your cash rewards won't expire
• Redeem cash whenever you want
  
  *See website for Disclosures.

More info           Apply

Blue Cash® from American Express®

Earn up to 5% cash back on everyday purchases - even gas!

Summary:

APR for Balance Transfers: 2.99% (for 12 Months)
Ongoing APR: As low as Prime + 7.99% (Currently 11.24%)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:

• Up to 5% Cash Back with Unlimited Cash Rewards*
• Earn unlimited cash back
• 0% Intro APR for 12 months on purchases
• Low Balance Transfer rate - 2.99% fixed APR for 12 months
• No Annual Fee
• Express Approval. Get a decision in less than 60 seconds.
  
  *See Terms, Conditions & Disclosures

More info           Apply

HSBC Weekend Card

Cash back on all purchases, all the time—double cash back on weekends.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Ongoing APR: As low as 8.99%
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Grace Period: 20 Days
Annual Fee: None

    Features:

• Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays
• 1% cash back on every single credit card purchase made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on balance transfers for 12 months*
• No annual fee
  
  *See terms & conditions.

More info           Apply

Discover® Business Card

Apply for Discover® Business Card.

Summary:

APR for Balance Transfers: 3.99% (for 6 Months)
Ongoing APR: 13.99% Fixed
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3%
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Annual Fee: None

    Features:

• Earn $100 Cashback Bonus when you apply now**
• 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
• 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
• No Annual Fee
• Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
• Free employee cards with customizable limits and monthly reporting on their spending
  
  *View rates, fees, rewards and other important information.

More info           Apply

Capital One® Business Platinum with Preferred No Hassle Miles^SM

Up to 3 miles for every dollar spent*

Summary:

APR for Balance Transfers: As low as 14.99 (for — 0% until January 2010)
Ongoing APR: As low as 14.99%
Intro APR for Purchases: 0.00% (for — until January 2010)
Balance Transfer Fee: 3% of each transfer through the 01/2010 billing period.
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000
Annual Fee: None

    Features:

• Earn triple rewards for purchases in your category of choice and one mile per dollar
• on all other purchases
• Choose from the following categories when you apply for this card: Travel and Lodging,
• Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics,
• Office Supplies and Furniture, Advertising and Shipping.
• 0% APR on purchases until January 2010
• 0% APR on transferred balances until January 2010
• No Annual Fee
  
  *See terms and conditions for more details.

More info           Apply

Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: 2.99% (for 12 Months)
Ongoing APR: As low as Prime + 7.99% (Currently 11.24%)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None

    Features:

• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer APR - 2.99% for 12 months
• Earn 1 point for every dollar you spend
• Points good on any airline, hotel, car rental and more.
• No blackout dates or travel restrictions
• Express Approval. Get a decision in less than 60 seconds.
  
  See Terms, Conditions & Disclosures

More info           Apply

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• 0% Intro APR*
• Fraud specialists dedicated to helping you 24/7
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® More® Card - Sealife Collection

Choose Your Sealife Card Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• Easy online account options that put you in control
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

Advanta Customizable BusinessCard with Unlimited Rewards

A business credit card, now with your favorite image on it.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Ongoing APR: Prime + 2.74%
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None

    Features:

• 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
• 7.99% Variable APR (based on Prime) on Purchases
• NEW! Unlimited Rewards*
• Earn cash back, travel, merchandise and more
• No Annual Fee and No Limit on the points you can earn
• Get employee cards with no fee and set spending limits per user
• $0 Fraud Liability
• Personalized card -- your company name on the card, plus logo or other image!
  
  * See website for Terms and Conditions.

More info           Apply

Discover® More® Card - Wildlife Collection

Choose from different Wildlife Card Designs!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• Unlimited cash rewards*
• 5% to 20% Cashback Bonus® at top online retailers*
• Turn your Cashback Bonus® into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• 0% Intro APR*
• Talk to a knowledgeable person in less than a minute
• $0 fraud liability guarantee
• Advanced fraud early warning alerts
• Secure online account numbers
• Fraud specialists dedicated to helping you 24/7
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® More® Card - American Flag

Patriotic, American Flag Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases - personal and business
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Centennial® MasterCard®

Reports monthly to 4 Major Credit Bureaus!

Summary:

Ongoing APR: Low APR on purchases*
Late Fee: See website
Overlimit Fee: See website
Grace Period: 25 Days*
Total Initial Charge: See website
Credit Line: See website
Annual Fee: See website
Monthly Fee: See website

    Features:

• Low APR on purchases
• Over 3 million credit card holders
• Quality Customer Service
  
  *See web site for details.

More info           Apply

First Equity Platinum Small Business Visa®

First Equity specializes in credit for businesses!

Summary:

Ongoing APR: As low as 0%*
Late Fee: $39.00
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $100,000
Annual Fee: $0-$39

    Features:

• APR as low as 0.0%*
• Working Capital Credit Line of up to $100,000
• Customized with your Business Name at the top
• Free Additional Cards for Employees
• Earn up to 5% cash back on qualified purchases*
  
  *First Equity Terms & Conditions.

More info           Apply

HSBC Platinum MasterCard® with Cash Back Rewards

If you prefer cash back to reading the fine print, this card is for you.

Summary:

APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Ongoing APR: As low as 8.99%
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Annual Fee: None

    Features:

• Earn an unlimited 1% cash back on every single purchase
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Intro APR on balance transfers for the first 12 months*
• No annual fee
  
  *See terms & conditions.

More info           Apply

IberiaBank Visa® Gold Cash Back Rewards Card

Low variable rates, plus 1% cash back!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Annual Fee: None

    Features:

• 1% cash back on everything you buy from day one.
• No limit on cash back; no expiration for the life of your account
• No minimum to redeem for cash
• No annual membership fee
  
  Download the Terms & Conditions here.

More info           Apply

Discover® Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• 0% Intro APR*
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus® on all other purchases
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners

More info           Apply

Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3%
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:

• Unlimited cash rewards*
• 5% to 20% Cashback Bonus® at top online retailers*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• Talk to a knowledgeable person in less than a minute
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Continental Finance Gold MasterCard®

Get a second chance with rates as low as 9.75% APR*!

Summary:

Ongoing APR: 9.75%
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Annual Fee: $50.00
Monthly Fee: $15.00

    Features:

• Rates as low as 9.75% APR*
• Unsecured MasterCard Accepted at Millions of Locations Worldwide
• Monthly reporting to the Major Credit Bureaus
• Free Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases*
• Prestige of carrying a Gold card
  
  *See website for other fees, rates, and terms and conditions.

More info           Apply

First PREMIER® Bank Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER® Bank Platinum Credit Card.

Summary:

Ongoing APR: Low APR on purchases*
Late Fee: See website
Overlimit Fee: See website
Grace Period: 25 Days*
Total Initial Charge: See website
Credit Line: See website
Annual Fee: See website
Monthly Fee: See website

    Features:

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• All credit types accepted!
  
  *See web site for details.

More info           Apply

Discover® Student Card - Monogram Collection

Displays your Initials!

Summary:

Ongoing APR: 14.99% Fixed
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None

    Features:

• Choose your personalized card design
• 0% Interest* on Purchases for 6 Months
• No Annual Fee
• Easy Online Account Management Options
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Student Open Road^SM Card

Get the card that's right for you, now and down the road.

Summary:

Ongoing APR: 14.99% Fixed
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None

    Features:

• 0% Interest* on Purchases for 6 Months
• Build Your Credit History
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
• Up to 1% Cashback Bonus® on all other purchases*
• $0 Fraud Liability Guarantee
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

More info           Apply

IberiaBank Visa® Platinum Rewards Card

The Platinum Card with the SCORECARD® Bonus Point Program.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Annual Fee: None

    Features:

• No annual fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles
• Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
  
  Download the Terms & Conditions here.

More info           Apply

Total Visa® Card

The VISA Card for people with "less than perfect" credit.

Summary:

Ongoing APR: 19.92%
Late Fee: $29.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: 25 Days
Total Initial Charge: $200.00
Credit Line: Starting at $250.00
Annual Fee: $48.00
Monthly Fee: $8 ($96 Annualized)

    Features:

• Instant On-Line Decision
• Free 24 hour Online Account Access
• Monthly Reporting to All Major Credit Bureaus
• Fraud Protection
• Outstanding Customer Service
  
  See Rates, Fees & Other Costs.

More info           Apply

Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free

    Features:

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel
• Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in
• 95 countries including Sheraton, W Hotels, Westin and more
• Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• No annual fee for the first year and $45 thereafter
• Express Approval. Get a decision in less than 60 seconds
  
  *See Card Terms and Conditions

More info           Apply

IberiaBank Visa® Classic

Variable rates as low as 8.00%!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Annual Fee: None

    Features:

• No annual membership fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles*
• 25 Day grace period
• Online access to credit card information
  
  Download the Terms & Conditions here.

More info           Apply

Centennial® Gold MasterCard®

Less than Perfect Credit? We may be able to help!

Summary:

Ongoing APR: Low APR on purchases*
Late Fee: See website
Overlimit Fee: See website
Grace Period: 25 Days*
Total Initial Charge: See website
Credit Line: See website
Annual Fee: See website
Monthly Fee: See website

    Features:

• Reports monthly to 4 Major Credit Bureaus
• Low APR on purchases
• All applications accepted
• All credit types welcome to apply
• $50 Credit Limit Increase by Making your first 2 Minimum Payments on Time!
  
  *See web site for details.

More info           Apply

Capital One® No Hassle Cash^SM Rewards for Students

Establish Credit™Save For Your Next Big Purchase

Summary:

APR for Balance Transfers: Variable 16.90%
Ongoing APR: Variable 16.9%
Intro APR for Purchases: 0.00% (for — until June 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Annual Fee: $29.00

    Features:

• Start building your credit today and earn cash, simple and fast
• 25% annual bonus on cash earned during the year and 1% cash back on all purchases
• No limit on cash back and rewards won't expire for the life of your account
• 0% intro APR on purchases until June 2009
• $0 Fraud Liability for unauthorized use if your card is lost or stolen
  
  *See website for Disclosures.

More info           Apply

HSBC Platinum MasterCard® with Cash or Fly Rewards

Two compelling rewards: cash back or travel.

Summary:

APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Ongoing APR: As low as 8.99%
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20 Days
Annual Fee: None

    Features:

• Earn one point for every dollar of net retail purchases, everywhere you shop
• Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
• Or redeem points for 1% cash back
• Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
• No annual fee, for qualifying applicants
  
  *See terms & conditions.

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UltraVX Visa®

Now anyone can qualify for a credit card with UltraVX Visa®.

Summary:

Ongoing APR: 14.9%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95

    Features:

• Credit-On Demand™*: up to $25,000 credit line
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
  
  *Patent Pending

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Orchard Bank Classic MasterCard®

If you do not qualify for the Classic card, you will be offered Secured card!

Summary:

Ongoing APR: Variable 14.90%*
Late Fee: $30-$35
Overlimit Fee: $30.00
Grace Period: 25 Days
Total Initial Charge: $49.00
Annual Fee: $49.00

    Features:

• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment
  
  View the Credit Terms & Conditions.

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